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Do These Home Projects Now to Avoid Costly Repairs This Winter-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate

Do These Home Projects Now to Avoid Costly Repairs This Winter

Do These Home Projects Now to Avoid Costly Repairs This Winter-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate

Home improvement projects may not be the first thing on your to-do list this fall, but preparing your home for the chillier months ahead is essential.  Tackling a few chores while it’s still relatively warm will help make your home more efficient and more capable of withstanding whatever winter brings this year.  Do these home projects now to avoid costly repairs this winter.

Chimney

Make sure the chimney is clean, clear, and in good shape. Small critters like squirrels and birds can sometimes reside in the chimney during the spring and summer months. Leaves and other materials can also get stuck inside, and a backup in the flue can cause a fire.  Despite the horror of a charred animal, any blockage will become a stinky mess in your home. Get ahead of any smoke or ash-related incidents by giving the whole set-up a good cleaning!

Gutters

Fall will undoubtedly drop a ton of leaves into your gutters, so cleaning them out now is best to make room.  Take some time (or have a handyman climb that ladder) to check your home’s gutters for potential blockages. Cleaning them out will allow water to drain properly, preventing water damage down the line.  The cleaner your gutters are, the fewer high-cost repairs are in your future. 

Roof

This summer has been HOT! Sun exposure and general wear and tear can cause roof and siding materials to warp, chip, and more. Fixing them now will be much easier than when a leak is buried under several feet of snow in the thick of winter. 

Weather-Proofing

Make sure your doors and windows are adequately sealed against the elements. Cracked, chipped, or damaged seals can cause you to lose heat and have higher energy bills. Weatherstripping, caulking, or other protective materials keep the heat in and the nasty weather out.  Also, ensure that doors and windows are properly attached to their frames, with no gaps or cracks.

 

Tackling these projects around your home now can help avert disaster later in the year.  Have a trusted home repair pro take care of these check-ups, and if any repairs are needed, you can start coordinating those before the first cold snap blows in.

 

If you’re looking for a great REALTOR® to show you around the Reno-Sparks area, contact the David Morris Group. We’re happy to be your helpful guide. Give us a call at (775) 828-3292.

 

 

Funding for Home Upgrades-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Funding for Home Upgrades

Funding for Home Upgrades-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Now that the market has shifted slightly, inventory is rising, and buyers have more options.  As a result, you may need to reevaluate the appearance and condition of your home before you list.  A little remodeling can increase your home value, but it shouldn’t break your bank. It is essential to research which home renovations are worth the investment before starting on upgrades.  Once you’ve determined which renovations offer the highest return, you have to figure out how to fund them. Here are expert tips on how to find funding for home upgrades. 

ROI

The 2022 Cost vs. Value Report for Reno, NV, found that curb-appeal projects, including changes to siding, garage doors, and windows had an average payback of 83 percent, compared with about 39 percent for interior upgrades like a major kitchen remodel.   While kitchens and bathrooms are known to make or break a sale, be sure that your spending is compatible with the house’s total worth and that of your area if you plan to remodel.  You don’t want to over-improve your home because you’ll never get that money back when you sell.  It is advisable to check out comparable listings in your area before you begin renovations to keep pace with but not exceed the local market.   

Budget

Whether you have money saved or are looking to take out a loan for your upgrade project, you need to create a ballpark estimate of what you are willing to spend. First, browse home improvement stores and sites for materials and fixtures that you like and price them so you can turn your estimate into a realistic budget. If pricing materials yourself feels daunting, you can enlist the help of a sales associate for smaller projects.  They will be able to walk you through your options and answer your questions. For larger upgrades, however, it is advisable to enlist the help of a design consultant.  A design consultant will be able to help with pricing options and ensure that you don’t leave anything out so that every necessary item makes it into your budget. For extreme renovations that require a contractor, a good rule of thumb is to get at least three estimates. The Real Remodeling Costs tool by Houzz is a great resource for city-by-city estimates on typical remodeling costs.

Financing

You can finance smaller projects with a credit card.  You may already have one with a high credit limit and a low interest rate, or, depending on your credit score you could qualify for a new card with 0 percent interest for 12 months or longer.  Just be sure to stay mindful of payments and get the balance paid in full before interest begins or you could wind up paying three times over for a small upgrade.  

 

Most large hardware stores offer credit cards or financing options with introductory rates of low or no interest.  If your entire project will be completed through the design arm of a large hardware store, that could be an excellent option.

 

Home Equity

There are a couple of options for using your home equity to fund home upgrades.  The most flexible may be a home equity line of credit.  A home equity line of credit uses your home as collateral for the amount of credit the lender approves.  The upside is that you only pay interest on the money you draw out from the line of credit.  The downside is that the interest rate is variable, which could get expensive if interest rates go up while you’re working to pay back the amount you’ve borrowed.  

 

A home equity loan offers the security of a fixed interest rate.  With the loan option you get a lump sum and pay interest on the entire amount over time until it’s paid back in full.  An equity loan is a great option if interest rates are low, it will end up costing a lot more money to pay back if interest rates are high. 

 

 

Run the numbers and figure out what makes sense for you, then budget accordingly.  If an upgrade or renovation is simply out of your price range then reconsider the parameters of the project.  Always consider the economic realities of an ever-changing market when considering home upgrades 1) don’t overbuild the rest of your home or your neighborhood  2) don’t go over budget or put yourself in financial trouble 3) take a step back and consider smaller cosmetic projects that have a big impact.

 

If  you have questions about the Reno real estate market, contact the David Morris Group. We’re happy to be your guide. Give us a call at (775) 828-3292.

 

 

Most Popular Home Design Trends-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Most Popular Home Design Trends

Most Popular Home Design Trends-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

The most popular home design trends help us understand society’s overall mood and provide new ideas on how we want to decorate our own homes. Here are the top trending colors, materials, and styles that homeowners are using.

Color

There is a renewed interest in adding bright and bold colors to interiors, which is definitely a departure from the grey and beige of the past.   This is a sign that folks are feeling more adventurous and optimistic.  Bold colors and warm natural materials create a more interesting and welcoming space. This trend could be a post-pandemic effect; folks discovered that their space lacked uniqueness and style after being holed up in their homes for almost two years.   A renewed interest in authentic decor that is joyful and inviting and reflects their personality has led to a demand for folks to reinvent their interiors.  

Wallpaper

Homeowners are ready for a more lively interior.  As a result, many interior designers have noticed a renewed interest in bold and unique wallpaper. It adds personality and style to a space that paint cannot accomplish alone.

Warmth

Creating a home that feels like a haven from the stresses of daily life is still very important.   Folks want it to be a place to rest, relax and recharge.  As a result, homeowners have been moving more toward finishes that add softness, warmth, and texture to their rooms.

 

Green has been a repeated hue in trend talks over the past couple of years. But lately, designers say there’s an increased interest in sage green, from walls to kitchen cabinets.  Soft gray hues and wood-tone decor also bring a warm aesthetic into homes.

Natural Materials

Natural materials rarely go out of style, but they’ve spiked in popularity lately. These materials include the previously mentioned natural wood elements as well as various stone accents.  Folks are using materials that feel more established or handmade and more authentic to their space. 

Textures

Textural elements create inviting elements in a space. Texture awakens the senses and invites folks to reach out and touch while being at peace and relaxed. Items like wood, rattan, pottery, and metal, mixed with soft or smooth fabrics, create a visual feast for the eyes.

 

You may already have some of these items in your home that you’ve put away or long forgotten.  Perhaps it’s time to join in on some of these most popular home design trends and add some personal pizazz to your space!

 

If you’d like to stay up to date on what’s happening around Reno, follow our blog, and if you have questions about the Reno real estate market, contact the David Morris Group. We’re happy to be your guide. Give us a call at (775) 828-3292.

 

 

Redecorate Without Buying a Thing-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Redecorate Without Buying a Thing

Redecorate Without Buying a Thing-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

You can achieve a mini home makeover without even leaving the house.  There are more items in your home than you think, and a simple resurface or rearrange can make a big difference if your decor has gotten stale. Chances are you already own everything you need for an upgrade or fresh look.  Here are ways to redecorate without buying a thing. 

Bring in the Out

Introduce natural elements into your home by collecting fresh flowers or greenery from the yard or recent hike. Place them in containers around the house.  

Light the Mood

Rearrange the table and floor lamps. Lamps create a cozy vibe, but different shades create different light effects.  Switch lamps around in the spaces where you spend the most time and see if a different light has a different feel.

Rearrange

It may be time to rearrange your furniture if your living room feels stale.  Angle the sofa differently or pull side chairs in from another room for different seating options.  Switch out the side tables with other spaces in the home and see how it feels. 

Refresh your Shelves

Remove everything from the shelves, then replace everything with a new arrangement.  Or put things in different places around the room. This slight change could update the entire space.

Shop Your Storage

If you have an attic or garage, chances are there are forgotten treasures you can clean or repurpose and use inside your home. Style is cyclical, so the “outdated” accessories you once dismissed could very well be the newest trend again.  Dust them off and work them back into your interior decor. 

Switch Accessories

Shop the other rooms in your home for vases, decorative objects, and art.  Taking an antique heirloom from the dining room and moving it to a shelf in the living room can renew its charm and showcase it in a more prominent location.  

 

These simple changes can create new home decor without spending a dime or leaving the door!

 

If you’d like to stay up to date on what’s happening around Reno, follow our blog, and if you have questions about the Reno real estate market, contact the David Morris Group. Give us a call at (775) 828-3292.

 

 

Market Update for Reno-Sparks-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Market Update for Reno-Sparks

Market Update for Reno-Sparks-David Morris Group-Reno Real Estate-Sparks Real Estate-homes in Reno-homes in Sparks-local real estate market

Real estate is in all the news today, and the noise is deafening. We want to take just a moment to paint a quick picture of what the market looks like locally.  Here is a market update for Reno-Sparks:

Last 90 Days:

Out of 988 homes sold, the average close price was $788,824 – and they spent 64 days on the market.

 

Out of the 405 homes currently pending, their average list price is $859,025.  Pending homes have now been on the market for 84 days.

 

What is this telling us?  The average list price is higher, and they are taking longer to sell.  Our market is still great; homes just aren’t flying off the shelves, so to speak.

What Does it Mean?

When looking at the sold homes and the adjusted list prices to sold price ratios, a negotiated price of + or – 2%-3% overall spread provides a fair give and take on values.  The days on the market are in line with a rebalance of values. Again, that is good news if we want to see a softer landing than many are predicting.

 

As of the first of July, sales in the homes that have rebalanced their expectations remain strong, and the market is doing very well. The August/September numbers will be significant as we move through the rest of this year and where we stand on unsold inventory by September and price adjustments.

 

From this viewpoint, we expect a market correction of asking prices, sold prices, a flattening of values, and a rise in the low single-digit levels as we end the year (assuming another 1% interest increase).

How Does this Affect the Price of My Home?

In an upwelling market, raising prices quickly to ride a wave of price increases is one thing.  In an adjusting market, it’s suicide not to adjust to the market swiftly. You’ll risk chasing a market down!

 

Should I List My Home Now?

For sellers on the fence, selling now is an excellent opportunity. Buyers are highly focused on quality and value, and inventory remains low. With the current interest rates, buyers are making offers. The key words here are that buyers are making offers. Overbids still exist, but fewer than before. Buyers will expect the seller to negotiate.

Is Now a Good Time to Buy?

Buyers waiting for some unrealistic bottom to develop will be sorely disappointed in the results and miss a host of great opportunities in this market. Yes, we will see some fantastic deals on the fringes, and the competition for those homes will be intense. We assume that interest rates will move significantly in the next 60 days. Time will tell.

 

Please review and call us with any questions, and you should have questions. A lot is going on with many moving parts. Remember, regardless of the “news,” our inventory is small; demand, even reduced demand, still exceeds supply.

 

If you’d like to stay up to date on what’s happening around Reno, follow our blog, and if you have questions about the Reno real estate market or if you’re ready to list your home, contact the David Morris Group. We’re happy to be your helpful guide. Give us a call at (775) 828-3292.

 

 

David Morris Group - The Reality of Real Estate_ Market Update - Best Reno Real Estate Broker - Best Reno Realtor - Reno Homes - Reno Real Estate

Market Update

 

America’s housing market has undergone some wild swings over the last two years, but it appears to be settling down a bit.  According to Realtor.com®, the number of real estate listings rose by 18.7% this June compared with a year earlier.  That marks the second consecutive month of growth and the fastest rise in inventory since July 2017.  Of course, this new record growth has a long way to go before the nation’s housing inventory is back to its level before COVID, but it’s still a good sign.  

 

The recent numbers correlate with the recent hikes in mortgage rates.  Homes are beginning to remain on the market longer as buyers are being pushed out because they can no longer afford to buy.  However, new data released by Freddie Mac on June 30th shows a pause in the mortgage rate increase.  As a matter of fact, 30-year fixed rate mortgage rates have already begun dropping slightly.  “The rapid rise in mortgage rates has finally paused,” Sam Khater, chief economist at Freddie Mac, said in a press release, “largely due to the countervailing forces of high inflation and the increasing possibility of an economic recession.”  This pause will help the market rebalance itself and bring homes back to a more “normal” pace of appreciation.

 

What does that mean for sellers? List now or forever hold your peace! If you’re on the fence about getting your home on the market, now is a great time to get it sold. If you wait, you may have to settle for price reductions and more days on the market.

 

What does this mean for buyers?  Negotiations are back!  Sellers no longer have forty showings in one weekend, and concessions are back in play.  Buyers have more time to make the right decisions and more options from which to choose.

 

The market is excellent for buyers AND sellers right now, and we are here to help!  Contact the David Morris Group if you have questions about the Reno real estate market and surrounding areas.  We’re happy to guide you through the listing or buying process as the market shifts! Give us a call at (775) 828-3292.

 

 

Common Homebuyer Regrets-David Morris Group-Reno-Sparks-Nevada-Houses in Reno-Houses in Sparks-Real Estate in Northern Nevada

Common Homebuyer Regrets

A home-buying experience can feel rushed and frantic. Add in rising mortgage rates, low inventory, and bidding wars, and the home-buying process is downright chaotic! For some, buyer’s remorse can creep in once they rush to buy and then begin to notice little things about their new home that they didn’t see before. According to a Zillow survey, 75% of recent homebuyers have at least one regret about their new home. Here are the most common home-buying regrets. 

 

Missing the Bigger Picture

We are still in a seller’s market, meaning there are still more buyers than inventory.  This shortage has caused buyers to feel pressured to grab the first home they can find rather than weighing their options more carefully.  Fewer homes to choose from, coupled with competition from other hungry buyers, causes pressure.  That pressure can cause buyers to miss the big picture. Not fully understanding a new home’s impact on daily life is the most common regret new homebuyers report.   Buyers need to anticipate what life will be like in their new home one to five years down the road rather than what their lives are like at the time of purchase.  Make sure the home fits the lifestyle you foresee, not the one you’re currently living.  

The Importance of Location

Location is one of the most important factors when purchasing a new home. Buyers need to weigh the pros and cons of the neighborhood and community.  The area needs to complement how you live, work, and play.   Spending twenty minutes inside a property in the middle of the afternoon is only a fraction of the picture.  Is there a time of high traffic that contradicts your work schedule?  Are you near a school that will have speed limit restrictions and bumper-to-bumper car-line each day?  The function and flow of the area are things to consider before signing on the dotted line.

Waiving a Home Inspection

A home inspection is an integral part of the home buying process. It lets you know what’s behind the freshly painted walls. In this competitive housing market, buyers look for ways to make their offers the most attractive, and several have waived the home inspection contingency. DO NOT do this!  There could be hidden problems that lead to hidden expenses, and the only way to know that is with an inspection!  

 

Aesthetics over Functionality

Aesthetics can sometimes distract buyers. The interior of a home on the market is cleaner than usual if not staged to look better.  Buyers need to focus on the whole house and think about whether it will suit their lifestyle for years to come, not just today.  If a newly renovated kitchen is still too small to meet your needs, you will regret it down the line, regardless of the new backsplash.  Focus on things you cannot change, like size, location, views, and the actual bones of the home rather than a new farmhouse sink.  

Maintenance Costs

Many buyers regret that they didn’t consider annual costs such as HOA fees, property taxes, and insurance fees before purchasing their home. These fees typically increase yearly, and if you’re barely scraping by in the first year, imagine five years down the line.  Unexpected maintenance expenses such as plumbing, HVAC, a leaky roof, etc., are all things the home inspection report should outline, and they should be factored in as maintenance costs for the future if they don’t need to be repaired right away. 

 

Buyers who know about these often overlooked factors understand what to look for and feel more secure about their purchase. Setting your priorities before buying will help you feel more confident about your home purchase down the line.

 

 

The History of Father's Day-David Morris Group-Reno Real Estate-Reno Homes-Sparks Real Estate-Sparks Homes

History of Father’s Day

The History of Father's Day-David Morris Group-Reno Real Estate-Sparks Real Estate-Homes in Reno-Homes in Sparks

Father’s Day is this weekend.  It’s the official day to honor wonderful dads and father figures and celebrate the men who put in the work to make us feel protected and safe.  Have you ever been curious about the origins of this holiday?  Or do you need some new trivia to ‘wow’ your dad when you see him?  Here are a few fun facts about the history of Father’s Day.

First Recognition

The first event to celebrate fathers was on July 5, 1908, in Fairmont, West Virginia. A year before this celebration, a horrifying mining explosion occurred in a nearby town, known as the Monongah Mining Disaster.  It killed 362 miners, 250 of which were fathers.  A woman by the name of Grace Clayton encouraged her pastor to hold a service to honor the children who lost their fathers.  She chose that specific date because her father had passed away years prior, and July 5th was close to his birthday.  

While this was technically the first recognition of the paternal bond of fatherhood, it didn’t directly encourage the creation of Father’s Day. The town only promoted the memorial service in Fairmont, WV, which was overshadowed by July 4th celebrations.

Official Celebration

The idea of having a day to celebrate fathers was picked up again two years later by a woman from Spokane, Washington named Sonora Dodd.  Sonora and her five brothers and sisters were raised by their father after their mother passed away, and she felt that fathers deserved equal recognition as mothers.  She worked with her local church and YMCA to plan a day specifically to celebrate the men of the house.  As a result, an official “Father’s Day” was held at the Spokane YMCA on June 19, 1910.  Soon after, several cities and towns across the country followed suit. 

Presidential Recognition

In 1966 President Lyndon Johnson issued a presidential proclamation that fathers would be honored each year on the third Sunday in June.  President Richard Nixon signed the proclamation into law six years later and Father’s Day became recognized as a national holiday.

Commercialization

Today, as with Mother’s Day, Valentine’s Day, Siblings Day, Yoga Day, and any other celebratory reason you can think of, retailers begin their promotions for profit months in advance.  The greeting card companies are pretty fond of the holiday as well.  

Global Celebrations

Great Britain was the first area abroad to begin the annual celebration of Dad.  It’s thought that they adopted the tradition right after WWII in 1945.

 

France was next to join in the celebration of le pére in 1949.  However, the idea of profit from the holiday spurred Father’s Day more so than the idea of celebrating dear old Dad.  As a matter of fact, a lighter manufacturer called Flaminaire brought the tradition to France with the slogan: “Nos papas nous l’ont dit, pour la fête des pères, ils désirent tous un Flaminaire” translated to say “Our fathers told us, for father’s day, they all want a Flaminaire.”  It wasn’t adopted as an official decree across the country until three years after the Flaminaire promotion.

 

Other countries recognizing Father’s Day on the third Sunday in June include Mexico, Ireland, France, Greece, China, and Japan.

 

Father’s Day is called Vatertag in Germany, or Männertag, which means “men’s day.” The German celebration of der Vater falls on the Thursday 40 days after Easter. It is traditional for groups of men to go into the woods with a wagon of booze and meats in certain regions.  Which is quite a bit different than spending the day being gifted with silly ties and handmade crafts, but to each his own!

 

No matter when it’s celebrated, what the traditions are, or what it’s called, the father figures in our lives deserve recognition for the role they embrace.  We wish all of the Pops out there a very Happy Father’s Day, and we hope you are appreciated for all that you do!


If you have questions about the Reno real estate market, we are happy to help!  Contact the David Morris Group, or call us at (775) 828-3292.

 

 

Decoding Deceleration-David Morris Group-Realities of Real Estate-Sparks Real Estate-Reno Real Estate

Decoding Deceleration

Decoding Deceleration-David Morris Group-Reality of Real Estate-Reno Real Estate-Sparks Real EstateRecent news articles on Fortune.com have centered around the decline in housing prices. Economists agree that housing prices will continue to decline in particular regions over the next 12 months.  However, it’s essential to distinguish between a “price correction” and “deceleration.”   What we are seeing is a deceleration.  Deceleration means prices are rising at a more modest rate. It does not mean home values are dropping. Everything is still on an upward trajectory, just not as fast as we have seen over the past year.  

 

The U.S. housing market has slowed down slightly due to increased mortgage rates. Mortgage applications are showing a decline, and fewer listings are getting multiple offers as a result.  These factors are causing housing inventory levels to rise, which can be considered good news in several markets.  

 

Moody’s Analytics chief economist Mark Zandi calls this a “trajectory flip.”  Meaning that demand is pulling back in the face of higher mortgage rates, but the housing market remains steady.  Prices may be going down, but not at an alarming rate, which means home valuations remain healthy. 

 

The memories of the 2008 crash are still painful. However, Zandi says this market shift’s circumstances are different from the 2008 housing crisis. While the spike in mortgage rates has priced some folks out of the market, most homeowners are financially better off than they were leading up to the 2008 debacle.  This shift is at the hands of the Federal Reserve rather than banks.  Meaning that if nationwide home prices do begin to plummet, the Fed has the ability to ease up on mortgage rates and correct the dive.  

 

Deceleration is not a bad word.  Our market is not going down. The market needs to cool so that inventory can stabilize. Multiple offers and bidding wars are not normal market conditions. Buyers and sellers need a team with the wisdom and experience to navigate any market under any circumstance! 

 

We are here for you, and we know what it takes to protect you in any market.  If you would like to talk more about the changing market and what it means for you, we’re happy to help.  Contact the David Morris Group or call us at (775) 828-3292, and we’ll guide you every step of the way.

 

 

Industry Partner Spotlight-David Morris Group-Reno Real Estate-Sparks Real Estate

Industry Partner Spotlight

Industry Partner Spotlight-David Morris Group-Reno Real Estate-Sparks Real Estate

Several players are involved in buying or selling a home.  As your REALTOR®, we will guide you through every step of the process, but we rely on our industry partners to help us get the job done. We’d like to recognize Mortgage Lenders in our Industry Partner Spotlight.

What Does a Mortgage Lender Do?

Lenders assist buyers with the application procedures to qualify for a home loan. The lender will pre-qualify the buyer for the money they are financially qualified to borrow. In today’s market, buyers need to be prepared to show their pre-qualification letter when they make an offer to purchase.

How Do I Find a Mortgage Lender?

There are several ways to find a mortgage lender, but finding the right one matters most.  Buyers can go online, go through a mortgage broker, or ask their local bank or credit union for a home loan.  Most REALTORS® work with preferred lenders and can provide a list for you.

Is a Mortgage Lender a Bank?

It can be a bank, but it doesn’t have to be. Credit unions, non-bank lenders, and online companies have the ability to offer mortgage loans. There are many options to compare and consider.  Finding the best option that fits your financial needs is the goal.

How Many Lenders Should I Contact?

A good rule of thumb is to apply with at least three.  The rule of three allows you to get a solid idea of the bigger picture and find the best option for your financial situation.

What Questions Should I Ask?

  • What type of loan do you qualify for?  There are several types of loans.  The loan you are eligible for will determine your down payment, the loan terms, financial qualifications, and more. 
  • What is the APR?  
  • Will rate locks be available? If so, what are the fees?  
  • Ask about mortgage insurance.  
  • Ask for a detailed estimate of your total expenses and additional fees over the life of the loan.

Is it Better to Go Through a Broker?

A Broker is not a lender.  They collect your financial information, then shop and compare lenders on your behalf.  Brokers make the selection process easier and smoother for homebuyers.  They typically have a higher chance of finding the best options since they are familiar with the industry.  


We’d like to recognize and thank the professionals that we work with:


If you have questions about the Reno-Sparks real estate market, financing, buying, or listing a home, contact the David Morris Group. We’re happy to be your guide. Give us a call at (775) 828-3292.